Ameritas PrimeStar dental plans compared: Lite vs Boost vs Complete
All three plans have no waiting periods, no enrollment fees, and let you use any dentist. Here is how they differ.
| Lite | Boost | Complete | |
|---|---|---|---|
| Annual maximum | $750 year 1 → $1,500 | $1,000 year 1 → $2,500 | $2,000 year 1 → $3,500 |
| Preventive (exams, cleanings) | Up to 100% | Up to 100% | Up to 100% |
| Basic (fillings, simple extractions) | 50% → 80% | 65% → 80% in network | 80% → 90% in network |
| Major (crowns, root canals, dentures) | 10% → 20% | 20% → 50% in network | 20% → 50% in network |
| Implants | — | Included | Up to $1,000 year 1 → $1,500 |
| Teeth whitening | — | Included | — |
| Child orthodontia | — | 15% → 50% | — |
| Hearing | — | — | $75/yr exam; aids 50% up to $200 → $400 per ear |
| Waiting periods | None | None | None |
Arrows show first-year benefit → benefit after year one. Deductible is $50 per person for basic and major services; preventive care has no deductible. With Preventive Plus, covered preventive care does not count against your annual maximum. Network dentists charge 25–50% less. Benefits, prices and availability vary by state; check your state's plan details before enrolling.
Which plan fits you?
- Lite: mainly want cleanings and checkups covered at the lowest cost.
- Boost: need implants, want whitening, or have kids who may need braces.
- Complete: expect bigger work (crowns, root canals, dentures) and want the highest annual maximum plus hearing benefits.
Watch: plans explained
See the plans available in your state
No waiting periods, no enrollment fees, use any dentist. Compare Lite, Boost and Complete side by side and enroll online in minutes.